The Treasury is giving away money, potentially, under the CARES Act Payroll Protection Program outlined in Title I of the CARES Act, sections 1102 and 1106 in particular. Things change daily, if not hourly. What started as 4% loans became .5% loans and are now 1% loans, all potentially forgivable if proceeds are used for “forgivable” purposes, and criminal penalties exist if proceeds are not used for “allowable” purposes such as payroll costs (as specifically defined), rent, mortgage interest payments, and “covered” utilities (undefined for now).
Here are the Questions and Answers provided by the DOT:
https://home.treasury.gov/system/files/136/PPP–IFRN%20FINAL.pdf